Home Loan

Now that you have finally come to a conclusion of availing a home loan, the next thing that should be on your list of priority is the interest rate. And, why not, after all,it is the deciding factor that can either make or break the deal for you. Now, as far as the rates are concerned, it would not be wrong to say that with plenty of renowned lenders being available in the marketplace , it is absolutely difficult to know about the lowest home loan rates. So, if you are someone who wants to buy a beautiful home but don’t know which lender is offering the attractive rate, all you need to do is just read the article below. Today, in this article, we will let you know some of the leading banks, offering the best deal.

State Bank of India:

When it comes to apply for home loan, SBI is one such name that rules the roost. Currently, the lender is offering the credit to the applicants at a rate that ranges between 8.45%-9% per annum. If we talk more about the same, it would not be wrong to say that the lower the rates, the better it is for a borrower as they further help you in enjoying the pocket-friendly EMIs. Hence, ultimately help in reducing your overall loan burden.

Bank of Baroda:

Another prominent name in the industry is none other than BOB. This lender is best known for offering a wide range of services and offering the HL is one of them. Talking about the present scenario, the Bank of Baroda home loan online is available to you at a rate that ranges between 8.50%-9.50% per annum, which of course, makes you enjoy a hassle-free journey ahead.


Being a renowned lender of the country, there is no denying the fact that this lender with its best of online home loan product meets the needs of many. No matter how much beautiful home, you are looking to buy with the required funds, this bank is always here. At present, it is offering the loan to the applicants at a rate of 8.70%-9.40% per annum, ensuring that you have affordable monthly installments as far as repayment is concerned. In fact, your Interest Outgo also reduces, which automatically reduces your overall loan cost.


When it comes to availing the HL, how can LIC HFL home loan be missed? This lender is currently offering the loan to the applicants at a rate that ranges between 8.45%-8.90% per annum. Yes, with this attractive rate, it would be easy for an applicant to enjoy a hassle-free journey as less burden will be there on an individual’s shoulder as far as repayment is concerned.

Now that you know the home loan interest rates offered by various top lenders, it would be advisable that you should use home loan EMI calculator online. With the help of using this device, you can easily calculate your exact and accurate monthly installments, hence can easily know whether your monthly installments are going to be pocket-friendly or not.

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Hema Manral
Hema Manral
Hema Manral is an eminent and professional writer, now she is imparting her experience and knowledge through informative blogs and articles.

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